Motor Insurance

It is a compulsory insurance in UAE. This Insurance will cover Loss or damage following theft of Vehicle, road accidents, fire, natural calamites and Liabilities arising out of a motor accident.


Extra covers on Motor insurance in DIS

Personal accident benefit for a driver
Personal accident benefit for a Passengers
Reputed Garage Repairs (Dyna Trade, Cars Garage)
Cover Extension to Sultanate of Oman.
Cover Extension to All GCC countries
Off Road cover (4WD only)
Rent A Car.
Natural Calamity cover.
Emergency medical expenses.
Loss / Damage to personal effects.
AAA SILVER CARD Benefit (Road Side Assistance )
Wind screen cover
TPPD(Third party property damage) DHS 2,000,000 AED
TBBI (third party bodily injury) the sum awarded by the court whatever it may be.
Agency repair for vehicles up to 5 years.

Medical Insurance

It is a policy that covers you in the event of a serious accident or medical ailment. It actually covers Medical Expenses following sickness & accidents including medicines.
There are extra covers you can add to the basic cover such as:
Dental cover.
Maternity cover.
Optical cover.
This policy can be limited to some countries or regions and the cover can be extended worldwide (excluding USA and Canada) or including them. Billing can be direct or on Reimbursement basis depending on the size of the group. Each insurer has its own network of hospitals/clinic/pharmacies.




Personal accident Insurance


This policy covers death or injury due to accident. If a person owns a personal accident policy, he can make a claim if he injured accidentally. In the event of death the beneficiary will receive the full amount of sum insured. If the insured injured badly and categorized under permanent total disablement, such as loss of two limbs or two eyes, 100% of sum insured is payable to the insured. This policy also covers the insured in the event of loss of sight, hearing, or loss of the use of knee, ankle, fingers and toes or any part of the body. Minor injuries are payable by percentage according to the specification. This policy is a yearly policy. There are some exclusions of compensation, such as suicide, accident under the influence of drugs, alcohol, consequences of pregnancy, war, criminal breach of law and some other conditions that specified by the insurance companies.
If the insured has an existing illness, disease or injury, and are worsened by an accident, the insurer reserves the right to assess the effects that the condition, sickness, disease or injury has on the insured's body, and the compensation can be reduced.


Travel Insurance policy

It is a policy where it protects you against loss or damages arising from uncertainties in your trip.


Basic covers under this policy:

Emergency medical expenses
Curtailment or cancellation of journey
Personal accident
Loss of passport.
Loss of baggage.
Delayed baggage.
Personal money.
Personal liability
Missed departure

Home Insurance

It covers many risks threatening your home and gives a wide cover for all kinds of material as well as liability losses. It covers the contents of home, valuables like jewellery, camera, and watches.


Valuables all risk

It covers all valuables like jewellery, personal, money, watches.

Life Insurance

Life Insurance is designed to protect the value of your life to others around you. Beneficiary include spouse, children, parents and in the case of business your employer. Life can’t be evaluated by amount of money, but with this cover we are trying to minimize the loss of your loved ones. Life Insurance ensures that your loved ones are not affected financially once you are gone. This policy compensates the beneficiaries in the event of death of the insured by any cause. It can be extended to cover the Repatriation expenses, Medical Expenses following an accident and compensation in case of permanent disability.


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Building your business growth & prosperity

Holisticly mesh granular bandwidth without seamless manufactured products. Monotonectally productize team building e-commerce before global bandwidth. Uniquely mesh resource sucking content and robust portals.

Building your business growth & prosperity

Holisticly mesh granular bandwidth without seamless manufactured products. Monotonectally productize team building e-commerce before global bandwidth. Uniquely mesh resource sucking content and robust portals.

AlDawliyah Insurance Services L.L.C